Fort Collins Habitat for Humanity, Inc. is a Christian Ministry dedicated to eliminating poverty housing in the Fort Collins community so that everyone will have a simple, decent place to live. Our mission is to work in partnership with our community and our partner families to build with a hand-up -- not a hand-out-philosophy. In doing so, we pledge to support our Habitat partner families before, during and after the construction of their homes.
Fort Collins Habitat for Humanity, an ecumenical Christian housing ministry is an affiliate of Habitat International. Habitat builds houses in partnership with families in need, giving them hope to rise above discouraging, ever-increasing housing costs by giving them a home where they can build a life. The strength and foundation of a home can be the hope that transforms the life of a family.
Our mission is to build safe, decent, and affordable homes in partnership with hard-working families in need. This grassroots effort is made possible through the generous donations of materials, money, and labor from members of the Fort Collins community. Habitat provides a 0% interest loan where Habitat homeowners make a monthly mortgage payment that does not exceed 30% of their income. Habitat homeowners also save a down payment and contribute up to 500 hours of "sweat equity" in the building of their home and at the ReStore.
In a grassroots effort, Habitat brings people together from all walks of life and builds community while building hope and homes. Volunteering with Habitat is much more than swinging a hammer. There are jobs for every age and skill level. A heart to help is all that is required.
The Fort Collins Habitat affiliate began in 1987 as the Larimer County Fort Collins Habitat for Humanity. The County organization was divided into two separate affiliates in 1993--Fort Collins and Loveland. Additional Larimer County affiliates are in Greeley, Estes Park, and Berthoud.
The Fort Collins affiliate was incorporated on Jan. 8, 1993. We have completed 48 homes in the greater Fort Collins community and over 134 homes internationally. Habitat serves families who are earning between 35 to 60% of the area median income, a very difficult population to serve with the cost of housing in the Fort Collins area.
“What the poor need is not charity, but capital… not caseworkers, but co-workers. And what the rich need is a wise, honorable and just way of divesting themselves of their overabundance.” --Millard Fuller, Founder of Habitat for Humanity
Habitat for Humanity International was founded as a Christian housing ministry in 1976 by Millard and Linda Fuller. As a nonprofit organization, Habitat’s mission is to work in partnership with God and people everywhere to enrich communities by building houses for people in need--homes in which people can live and grow into all that God intends for us.
While Habitat is a Christian organization, it invites and welcomes volunteers, board members, donors and partner families from all faiths—and those of no particular faith at all—to help us achieve our purpose and promise of better communities through better housing. Fort Collins Habitat for Humanity brings together money and materials to build homes as a grass roots community initiative. We partner with those who need shelter and those who have the dedication, resources and spirit of giving their volunteer labor, and of course, donations of money and materials to build amazing homes.
Habitat is not a give-away program. We like to say Habitat offers a hand up, not a handout. Habitat homeowners not only help to build their home, but attend financial literacy courses in preparation for home ownership and save a down payment. Then, they pay a zero percentage rate mortgage. They never pay over 30% of their gross income for their monthly mortgage payment. In addition to a down payment and their monthly mortgage payments, Habitat homeowners invest hundreds of hours of their own labor—we call this “sweat equity”-- into building their homes and helping build homes of other Habitat homeowners.
The end result is simple, decent, affordable, energy efficient and healthy homes that don’t just provide shelter—they change people’s lives. We like to say that homeownership breaks the cycle of generational poverty.